Child Support: Social Security Benefits vs. Supplemental Security Insurance

The issue surrounding social security benefits andcollect from the non-custodial parent, though. Some
supplemental security insurance continues to be astates require that child support be paid in addition to
major question with custodial and non-custodialthe Social Security dependents benefits that the child
parents. Let’s clear up the confusion once and forreceives.
all. Social Security benefits mainly refers to a field ofSupplemental Security Insurance (SSI) benefits cannot
social welfare concerned with social protection, orbe garnished for child support. A judge/administrator
protection against socially recognized needs, includingmight consider the income from SSI when setting child
poverty, old age, disability, death, unemployment,support. For more information about this, you can
involving families with children and others. Supplementalcheck with the state CSE agency through the link
Security Insurance is a supplement to an individual’sbelow or the Social Security Administration site at: Visit
income based on need. The purpose of SSI benefits isto learn the treatment of child support in the SSI
to reassure that the income of an individual isprogram under current law.
maintained at a level viewed by Congress as theAccording to the National Library of Medicine, “less
minimum necessary for subsistence.than half of all children who receive Supplemental
When Social Security Administration (SSA) benefitsSecurity Income (SSI) benefits and live in a
have been assigned to a non-custodial parent (whosingle-parent home receive child support services.
has retired because of age or disability) the benefitsAlthough filing for child support is a condition of eligibility
can be attached for child support. Child support cannotfor income assistance programs such as Temporary
be taken from someone's social security benefits untilAssistance for Needy Families (TANF), it is not a
the person begins to receive benefits.condition of eligibility for SSI benefits. Requiring single
A garnishment can be placed against a beneficiary'scustodial parents applying for SSI on behalf of their
social security check to collect on a child supportchildren to pursue child support payments might result
obligation even if the child has passed the age ofin more children on SSI receiving child support, and
majority. The custodial parent can request payment ofsince the Social Security Administration (SSA)
back child support from the beneficiary’s socialexcludes one-third of child support when determining
security check.benefit amounts, increased receipt of child support
A court or administrator can order that the Socialwould enhance the financial well-being of SSI children.
Security dependents benefits paid by SSA on behalfImproving access to data on child support would
of a child replace child support. Until the order isenhance the integrity of the SSI program by reducing
changed, the state will probably have to continue tooverpayments to children receiving child support.